Finova Terms of Use

Welcome to Finova. By accessing, registering, or using the Finova platform, website, mobile applications, products, or services ("Platform"), you acknowledge that you have read, understood, and agreed to be bound by these Terms of Use, our Privacy Policy, and all related policies published by Finova.

If you do not agree with these Terms, you should discontinue use of the Platform immediately.

Finova is a digital asset ecosystem designed to provide users with technology-driven financial solutions, digital asset utilities, educational resources, liquidity participation opportunities, and community incentive programs.

Finova is not a bank, financial institution, or deposit-taking organization.

To use Finova, you must:

• Have the legal capacity to enter into binding agreements.
• Comply with the laws of your country.
• Provide accurate registration information.
• Maintain only one verified account unless otherwise approved.

Finova reserves the right to refuse or terminate accounts that violate these requirements.

You are responsible for safeguarding your account credentials. You agree to:

• Keep your password confidential.
• Enable security features where available.
• Notify Finova immediately of unauthorized access.
• Accept responsibility for activities conducted through your account.

Users acknowledge that digital assets are subject to market volatility.

Transactions conducted on blockchain networks may experience delays due to network congestion or circumstances beyond Finova's control. All blockchain transactions are considered irreversible once confirmed.

Finova may offer liquidity participation programs designed to support ecosystem growth. Participation is entirely voluntary.

Rewards, incentives, and benefits are determined according to the platform rules in effect at the relevant time and may be adjusted to ensure the long-term sustainability of the ecosystem. Past performance does not indicate future results.

Finova rewards members who introduce genuine new participants to the ecosystem.

The following activities are strictly prohibited:

• Fake accounts.
• Self-referrals.
• Automated registrations.
• Fraudulent activity.
• Manipulation of referral rewards.

Finova reserves the right to reverse commissions and suspend accounts involved in abusive practices.

Users agree to:

• Use the Platform lawfully.
• Provide truthful information.
• Respect other users.
• Follow all published platform policies.
• Keep account information current.

Users remain solely responsible for all activities carried out through their accounts.

Users must not:

• Commit fraud.
• Launder money.
• Hack or interfere with the Platform.
• Reverse engineer Finova software.
• Use bots or automated systems without authorization.
• Circumvent security measures.
• Upload malicious software.
• Infringe intellectual property rights.
• Engage in activities that damage the Platform or its community.

Violations may result in immediate account suspension or permanent termination.

All Platform content remains the exclusive property of Finova unless otherwise stated, including:

• Finova name, logos, and branding.
• Website design and software.
• Videos, educational materials, graphics, and documents.

No material may be copied or reproduced without written permission.

Participation within the Finova ecosystem involves risks. These include, but are not limited to:

• Digital asset price volatility.
• Blockchain network failures.
• Cybersecurity threats.
• Regulatory changes.
• Technology failures.
• Liquidity constraints.
• Market disruptions.

Users acknowledge these risks before participating.

Nothing on the Platform constitutes financial advice, investment advice, tax advice, or legal advice.

Users should seek independent professional advice before making financial decisions.

Finova reserves the right to:

• Update products.
• Modify reward structures.
• Introduce new services.
• Suspend certain features.
• Change fees.
• Improve security.
• Update these Terms.

Continued use of the Platform constitutes acceptance of such updates.

Finova may suspend or terminate accounts where users:

• Breach these Terms.
• Engage in fraudulent conduct.
• Fail compliance checks.
• Attempt to exploit the Platform.
• Threaten the security or integrity of the ecosystem.

To the maximum extent permitted by law, Finova shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from the use of the Platform, including losses resulting from market movements, blockchain network issues, user error, third-party services, cyberattacks, or force majeure events.

Users participate at their own discretion and assume responsibility for their decisions.

Finova respects user privacy. Personal information is collected, processed, stored, and protected in accordance with our Privacy Policy.

Finova may conduct identity verification, compliance reviews, and security checks where necessary. Users agree to cooperate with reasonable verification requests intended to protect the integrity of the Platform and comply with applicable legal obligations.

These Terms shall be governed by and construed in accordance with the laws of the British Virgin Islands. Any disputes arising from these Terms shall be resolved in accordance with the dispute resolution procedures established by Finova and applicable BVI law.

Finova may revise these Terms from time to time. The latest version will always be published on the Platform. Your continued use of Finova following any updates constitutes your acceptance of the revised Terms.

If you have any questions regarding these Terms, please contact Finova Support.

By creating an account or using the Finova Platform, you confirm that you have read, understood, and agree to comply with these Terms of Use. Together, we are building a secure, transparent, and sustainable digital asset ecosystem for the global community.